Blog
You are in Growth Mode, we are build for Growth Mode. What does that mean? Growth comes in so many shapes and sizes. Whether you are starting or growing your business or you are trying to organize and take your personal planning to the next level, growth comes in so many shapes and sizes. From time to time, we'll try to address some of the topics that we come across with our clients, ourselves personally or anything else you may be interested in to help you achieve your goals.
Why Your 18-Year-Old Needs a Power of Attorney Right Now (Yes, Really)
Why Your 18-Year-Old Needs a Power of Attorney Right Now (Yes, Really)Look, I know what you're thinking. "My kid just turned 18, they're barely an adult — why would they need legal documents?" Here's the thing nobody tells you: the...
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Why Your Estate Plan Should Match Your Parenting Style (And How to Do It Right)
Why Your Estate Plan Should Match Your Parenting Style (And How to Do It Right)Here's something most estate planning attorneys won't tell you: if your will doesn't match how you actually parented your kids, you're setting them up for...
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Paying Off Debt Made Simple (Without Shame or Stress)
Paying Off Debt Made Simple (Without Shame or Stress)Feeling Stuck in Debt and Not Sure Where to Start?Do you ever look at your debt and feel overwhelmed before you even begin?Do you wonder whether you should be saving first… or paying...
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How to Break the Cycle and Create a Positive Financial Legacy
How to Break the Cycle and Create a Positive Financial LegacyIf you’ve ever felt a tight knot in your stomach when money comes up at home—or changed the subject when your kids ask about finances—you’re not alone. So many of us grew up...
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The Costly Money Mistakes Parents Make out of Love—and How to Break the Cycle
The Costly Money Mistakes Parents Make out of Love and How to Break the CycleIf you’re a parent, there’s a good chance you’ve found yourself in a familiar tug-of-war: you want to do everything you can for your kids, but sometimes you...
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What Should You Really Do With Your Tax Refund? A Financial Dad’s Guilt-Free Plan
What are you planning to do with your tax refund?Pay off debt?Save it all?Or spend it and hope you don’t regret it later?Every year around tax season, I hear the same question from a lot of you:“Steve, what’s the right thing to do with...
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It’s Never Too Late to Start Doing the Right Thing With Money
It’s Never Too Late to Start Doing the Right Thing With MoneyHave you ever felt behind financially?Do you look at your age and think you should be further along by now?Have you avoided your finances because of shame, guilt, or regret...
Read MoreWhy the Holidays Might Be the Best Time to Teach Your Kids About Money
Why the Holidays Might Be the Best Time to Teach Your Kids About MoneyMost parents don’t realize it, but the holidays quietly shape how kids will think about money for the rest of their lives.This season is filled with anticipation,...
Read MoreHow to Turn Family Goals Into a Real Plan for 2026
How to Turn Family Goals Into a Real Plan for 2026Setting goals is easy.Turning those goals into reality is where most families get stuck.Every year around this time, I talk with parents who feel clear about what they want for their...
Read MoreWhat to Do With Your Year-End Bonus (Without Regret)
What to Do With Your Year-End Bonus (Without Regret)Every year around this time, many families receive an end-of-year bonus. It’s exciting—sometimes expected—but it also comes with pressure.The question I hear most often is...
Read MoreThe Two Types of Investments You Need to Know
The Two Types of Investments You Need to Know In this video, I break down the basics of investing, and really, it all comes down to understanding just two types of investments: debt and equity. If you’ve ever watched Shark Tank, you’ve...
Read MoreEstate Planning for Entrepreneurs with Complex Assets: Start Simple, Then Go Deeper
Estate Planning for Entrepreneurs with Complex Assets: Start Simple, Then Go Deeper If you’re a business owner, “estate planning” can feel like one more overwhelming project on a never-ending list. I hear it all the time: Where do I...
Read MoreWhen to Use a Roth Conversion (and When It’s a Waste)
When to Use a Roth Conversion (and When It’s a Waste) I keep seeing the same mistake with successful business owners: they're obsessing over Roth conversions when they should be doing something much simpler. Here's what you need to...
Read MoreWhy I Built Merited Wealth, and the Direction We’re Taking Next
At Merited Wealth, we’re making a strategic shift in how we communicate, one that focuses more intentionally on our clients and the specific individuals we’re best positioned to serve. Rather than creating broad, general content for a...
Read MoreWhat You Need to Do Before December 31 (If You’re 73+)
What You Need to Do Before December 31 (If You’re 73+) The end of the year is more than holidays and celebrations, it’s RMD season for many retirees. If you’re age 73 or older (or turning 73 in 2025), the IRS expects you to withdraw a...
Read MoreA Quick Update on Our Move to Fidelity
We appreciate all your support as we continue our transition to Fidelity. Our Merited Wealth 2.0 transition is moving along smoothly, and we’re grateful for your patience throughout the process. One quick reminder: please set up...
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Smart Strategies for Paying for College Without a Lifetime of Debt
Smart Strategies for Paying for College Without a Lifetime of Debt From the emotional rollercoaster to practical strategies, independent college consultant Lee Norwood joins us on the "Do it For Yourself Podcast" to cut through the...
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Scaling Your Business? Here’s How to Get Your Financial Systems to Grow With You
Scaling Your Business? Here’s How to Get Your Financial Systems to Grow With You As entrepreneurs, we love big ideas, innovative products, and building something out of nothing. But as your business grows, you’ll run headfirst into a...
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How Taylor Matthews Leveraged Tech to Disrupt the Traditional Financial Industry
How Taylor Matthews Leveraged Tech to Disrupt the Traditional Financial Industry When we set out to have open, insightful conversations on the Do It For Yourself Podcast, my hope is always that our listeners leave with real value,...
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How to Make Your Retirement Work For You: The Power of Self-Directed IRAs
How to Make Your Retirement Work For You: The Power and Potential of Self-Directed IRAs and 401(k)s How Strategic Moves with Your Retirement Funds Can Support Real Estate, Private Business, and More — An In-Depth Look with Adam Bergman...
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Facing the Future: Honest Conversations About Deficit Spending and Economic Fairness
Facing the Future: Honest Conversations About Deficit Spending and Economic Fairness In this episode of the Do It For Yourself Podcast, host Steve Taylor sits down with former professional investor Paul to unravel the complex history,...
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What’s Inside the One Big Beautiful Bill? How the 2025 Tax Changes Affect You
What’s Inside the One Big Beautiful Bill? How the 2025 Tax Changes Affect You The 2025 Republican tax proposal, famously dubbed the "One Big Beautiful Bill," is generating significant buzz in financial and political circles. But beyond...
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How Andrea Hoffer Builds Dream Teams with AI (Step-by-Step Framework)
How Andrea Hoffer Builds Dream Teams with AI (Step-by-Step Framework) Building a great team is one of the toughest and most important challenges for any business owner. Whether you’re looking to fill hourly roles or seeking executive...
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How Amber Paige Helps Entrepreneurs Build Winning Marketing Strategies
How Amber Paige Helps Entrepreneurs Build Winning Marketing Strategies Marketing is a cornerstone of business success, but navigating its complexities can be daunting. Amber Paige, founder of Far Beyond Marketing, empowers...
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How to Choose the Right College Without Breaking the Bank
How to Choose the Right College Without Breaking the Bank It's that time of year again—college acceptance letters are rolling in, and for many families, excitement is mixed with anxiety. Parents and students alike are celebrating...
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The Truth About Sports Gambling: Why It’s Not Investing and What You Should Do Instead
The Truth About Sports Gambling: Why It’s Not Investing and What You Should Do Instead The Rise of Sports Gambling in the U.S. Unless you’ve been living under a rock, you’ve probably noticed how sports gambling has exploded over the...
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How Tricia Brady Wrote the Book for Women to Become Independent
How Tricia Brady Wrote the Book for Women to Become Independent Have you ever thought about writing a book but were unsure of how to navigate the intimidating path from idea to publication? If so, you're not alone. Many aspiring...
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How to make your Oh Crap! fund tax-deductible with Van Carlson
How to make your Oh Crap! fund tax-deductible with Van Carlson If you own a business, you know that insurance is a necessary expense—but it can also be one of the most frustrating. Premiums go up every year, coverage is limited, and no...
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The Impact of Tariffs on Small Businesses and Global Trade with Manny Gaunaurd
The Impact of Tariffs on Small Businesses and Global Trade with Manny Gaunaurd Tariffs have long played a significant role in global trade, affecting businesses both large and small. In a recent podcast discussion, host Steve Taylor...
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What You Need to Know Before Investing in a Franchise? Advice from Adam Goldman
What You Need to Know Before Investing in a Franchise: Advice from Adam Goldman Franchising can be a great way to start a business, but it’s not a one-size-fits-all solution. Adam Goldman, a franchising veteran with over 14 years of...
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Importance of Tax Advisor and Strategies for Smart Tax Management and Savings with Shauna Wekherlien
Importance of Tax Advisors and Strategies for Smart Tax Management and Savings with Shauna Wekherlien Tax planning is crucial for entrepreneurs looking to build wealth, grow their businesses, and achieve long-term financial success. In...
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How to Build a Generous Workplace Culture with Bob DePasquale
How to Build a Generous Workplace Culture with Bob DePasquale In today’s competitive business environment, organizations are constantly seeking ways to improve employee engagement and satisfaction. One of the most effective, yet often...
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How Saying "NO" and Setting Boundaries Leads to Business Success: Insights from Michael McLean
How Saying "NO" and Setting Boundaries Leads to Business Success: Insights from Michael McLean Entrepreneurs often face pressure to say "yes" to everything. But Michael McLean’s story shows that saying “no,” creating systems, and...
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How to Successfully Transition from IBD to RIA: from Catherine Tindall, CPA and Steve Taylor
How to Successfully Transition from IBD to RIA: Insights from Catherine Tindall, CPA, and Steve Taylor Navigating the Complexities of the Financial Advisory Industry In today's dynamic financial landscape, financial advisors are...
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Mastering Marketing and Networking for Small Business Success with John Dwyer
Mastering Marketing and Networking for Small Business Success with John Dwyer Are you ready to turn your small business into a memorable brand that customers can’t ignore? In this insightful episode, Steve Taylor sits down with John...
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Impact of FTC's Proposed Rule Changes on Non-Compete Agreements for Employers and Employees
Impact of FTC's Proposed Rule Changes on Non-Compete Agreements for Employers and Employees How will the FTC's proposed rule changes affect non-compete agreements and the legal landscape for employers and employees? Are you feeling...
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Maximize Your Benefits with the Employee Retention Credit: Insights from Rich Pototsky
Maximize Your Benefits with the Employee Retention Credit: Insights from Rich Pototsky Have you ever wondered if your business could benefit from tax credits, even after receiving a PPP loan? What if there’s a way to retroactively...
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I'm making really good money in my business, where is it all going! with Abby Johnson
I'm making really good money in my business, where is it all going? with Abby Johnson, I'm Making Really Good Money in My Business, Where Is It All Going? Insights from Abby Johnson Are you generating impressive revenue in your business...
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The Unexpected Career Pivot: Going from the ‘Cheaper Chicken’ to the ‘Happy Hen
The Unexpected Career Pivot: Going from ‘Cheaper Chicken’ to the ‘Happy Hen In today’s fast-paced world, many professionals grapple with their career paths. The “Great Resignation” has prompted countless individuals to reevaluate their...
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Train the Monkey to Juggle First! How Christine Simone Reinvented Health Insurance Advice
Train the Monkey to Juggle First! How Christine Simone Reinvented Health Insurance Advice In the ever-evolving landscape of health insurance, one entrepreneur stands out for her innovative approach: Christine Simone, CEO and...
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How to Transform Your Business and Mindset with Nina Cooke
How to Transform Your Business and Mindset with Nina Cooke Have you ever felt like self-doubt was preventing you from fully embracing your success in business? Or wondered how you could manage the demands of entrepreneurship while...
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Don't Miss These Crucial Steps Before Filing for Divorce with Karen Lungarelli, Esq.
Don't Miss These Crucial Steps Before Filing for Divorce with Karen Lungarelli, Esq. Are you considering filing for divorce but unsure where to start? Have you thought about the financial and emotional impacts? In the latest episode of...
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The Best Way to Do Estate Planning Without an Attorney
The Best Way to Do Estate Planning Without an Attorney Have you ever wondered if estate planning really requires an attorney? Or perhaps you've questioned how you could handle estate planning on your own terms, with less legal jargon...
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Don't Call It Estate Planning; It's Really Life Planning, with Jose Selanikio, Esq.
Don't Call It Estate Planning; It's Really Life Planning, with Jose Selanikio, Esq. Are you prepared for the unexpected twists and turns life may throw your way? Most people think estate planning is about preparing for the end, but...
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Proactive Planning for Aging Loved Ones: Insights from Lily Vittayarukskul Care Planning Approach
Proactive Planning for Aging Loved Ones: Insights from Lily Vittayarukskul Care Planning Approach Are you prepared for the inevitable challenges of caring for aging loved ones? How would your family navigate the emotional, logistical,...
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The Game-Changing Impact of Mastering Your Craft and teaching others how to also with Matthew Jarvis
The Game-Changing Impact of Mastering Your Craft and teaching others how to also with Matthew Jarvis Are you an entrepreneur looking to establish yourself as a thought leader in your industry? Have you ever wondered how becoming an...
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Secrets of Medicaid: The Role of Government Benefits in your Long Term Care Plan with Andy Bellinson
Secrets of Medicaid: The Role of Government Benefits in Your Long-Term Care Plan with Andy Bellinson Are you prepared for the rising costs of long-term care for your aging loved ones? Do you know how government benefits like Medicaid...
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From Financial Advisor to Coach: Rob Brown’s Journey to Purpose
From Financial Advisor to Coach: Rob Brown’s Journey to Purpose How do you know when it's time to pivot in your career? What happens when your passion shifts from individual success to helping others succeed? In this episode of the Do...
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The Truth About Being an RIA: Kevin Thompson Speaks Out
The Truth About Being an RIA: Kevin Thompson Speaks Out Are you considering the leap to independence in your financial advisory career? Do you wonder what it really takes to become a Registered Investment Advisor (RIA)? In a recent...
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Debt-Free College: Peg Keogh’s Guide to Paying for College - The College Series Part 3
Debt-Free College: Peg Keogh’s Guide to Paying for College - The College Series Part 3 Navigating the financial maze of paying for college can be daunting, but Peg Keogh offers a beacon of hope. In this enlightening episode of The...
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A Journey of Entrepreneurship: Pursuing Your Passions While Still Practicing Law with Daniel Novela
A Journey of Entrepreneurship: Pursuing Your Passions While Still Practicing Law with Daniel Novela Have you ever wondered if it's possible to pursue your passions while maintaining a successful professional career? Our guest, Daniel...
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Will You Get In? College Admissions Tips & Advice with Ken Spiegelman - The College Series Part 2
Will You Get In? College Admissions Tips & Advice with Ken Spiegelman - The College Series Part 2 Are you anxious about the college admissions process? You're not alone. With fierce competition and evolving standards, getting into...
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Mastering Your Business in 2024 with Josh Blum: Inside the World of Owner Advisory Groups
Mastering Your Business in 2024 with Josh Blum: Inside the World of Owner Advisory Groups Have you ever felt stuck in your business journey? Ever wondered how other entrepreneurs manage to scale and thrive, seemingly without hitting...
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Top Networking Secrets Every Entrepreneur Must Know – Insights from Peter Leighton
Top Networking Secrets Every Entrepreneur Must Know – Insights from Peter Leighton Are you struggling to make meaningful connections in your industry? Networking is more than just exchanging business cards; it’s about building...
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How to Maximize Your Business Value: Expert Tips from David of Sofer Advisors
How to Maximize Your Business Value: Expert Tips from David of Sofer Advisors, Are you wondering how much your business is worth? Have you ever thought about selling your business or bringing in a partner? David shares his journey from...
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Why Every Entrepreneur Needs a Peer Network: Insights with David G. Ewing
Why Every Entrepreneur Needs a Peer Network: Insights with David G. Ewing Are You Navigating Entrepreneurship Alone? Being an entrepreneur can feel like a solo journey sometimes. When challenges arise, who do you turn to? In the latest...
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Thinking Commercial Real Estate? Go Big With Paul Neal
Thinking Commercial Real Estate? Go Big With Paul Neal Are you considering buying or leasing a commercial space for your business? Do you want to know how this decision can impact your long-term wealth? Have you ever wondered what the...
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Are You Prepared? Saving for College with Jonathan Sparling - The College Series - Part 1
Are You Prepared? Saving for College with Jonathan Sparling - The College Series, Part 1 Are you prepared for the financial commitment of sending your kids to college? With rising tuition fees and educational expenses, understanding...
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How to Fight Fair & Build Unbreakable Trust in Difficult Money Conversations with Your Partner
How to Fight Fair & Build Unbreakable Trust in Difficult Money Conversations with Your Partner How do you handle tough conversations with your spouse or business partner? Financial discussions often lead to conflicts, but navigating...
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How to Master the Art of Fundraising for Entrepreneurs
How to Master the Art of Fundraising for Entrepreneurs with Steve Taylor & Matt Wolf Have you ever found yourself wondering, "How do some entrepreneurs effortlessly secure the funds they need while others struggle?" If you're a...
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A Hospitality Brand's $2 Million Commitment to Its Core Mission
Why These Corporate Values Over Profits Can Transform Your Business: Insights from Ignacio Garcia-Menocal Of the many things that business owners and entrepreneurs chase in their pursuit of profit, corporate values seem to be an...
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From Teacher to Founder: The Journey of Protecting Your Jewelry's True Value with Digipraise
From Teacher to Founder: The Journey of Protecting Your Jewelry's True Value with Digipraise Are your valuable jewelry pieces truly protected? Imagine discovering that your cherished heirloom isn't insured for its current value only...
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Immersing yourself in Theater with Tanya Bravo | How Juggerknot Theater Company Redefines Theater
Immersing Yourself in Theater with Tanya Bravo | How Juggerknot Theater Company Redefines Theater What does it take to shape a dream into a successful business? How do you overcome the pitfalls of entrepreneurship in the creative...
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The Lifestyle Portfolio: Adjusting Investments with Changes in Lifestyle or Priorities
Investing is often framed as a straightforward journey from point A to point B, where you pick your assets, stay the course, and reap the rewards in the long run. However, life is anything but static. Our priorities, financial goals,...
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The Art of StorySelling with Stephen Steers
The Art of StorySelling with Stephen Steers: In today's competitive market, connecting with customers personally is key. StorySelling blends storytelling and selling, creating emotional connections that build trust and authenticity. Experts
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To Max or Not to Max…..Your 401(k)
At some point, you’ve probably heard the financial advice that says you should max out your 401(k)—i.e., contributing the maximum allowable limit each year. You can contribute up to $22,500 of your annual salary for this calendar year...
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A Fresh Spin on Financial Literacy Month
As April rolls around, so does Financial Literacy Month, an opportune time to reinvigorate your approach to managing your finances. While financial literacy might seem like a dry subject, it's essential for building a secure future...
Read MoreGoodbye to Real Estate Commissions
Last week, I was shocked to read about a change to the real estate industry that may have far-reaching implications for future home buyers. Click here to Read the Story! The National Association of Realtors, representing over 1.5...
Read MoreAll-Time Markets High—Too Rosey?
The US equity markets, as measured by the S&P 500, reached all-time highs in January 2024. In this edition of "On the Mark," Christian Chan, CFA, Chief Investment Officer, discusses how these highs are consistent with a growing...
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The Long Game: Integrating Health Practices into Financial Planning
Individuals often focus on accumulating wealth and building a robust portfolio in the search for financial success and security. However, a critical aspect sometimes overlooked is the profound connection between long-term health and...
Read MoreThe Psychology of Love and Money
Money can be a touchy subject, especially regarding our closest relationships. Whether we like it or not, finance plays an integral role in our partnerships, families, and friendships. So, how can we foster healthy attitudes and...
Read MoreRules and Regulation Changes That Could Impact Your Finances in 2024
In the ever-evolving financial landscape, staying informed about the latest changes and potential implications for your retirement savings is crucial. Shifts in retirement regulations define 2024, and we’re committed to keeping...
Read MoreThe Big Game Indicator and Other Unusual Economic Theories
It’s a fun time of year for football fans. The NFL playoffs are starting, and the Big Game is just around the corner. While football fans will tune in for the matchups, commercials, and Usher’s Big Game halftime show, you...
Read MoreMajor Tax Changes Looming: Are You Ready?
With the start of the new year, we wanted to discuss a topic that will likely garner attention throughout 2024: the potential sunsetting of the Tax Cuts and Jobs Act (TCJA) in 2025. Although some of the provisions within the TCJA are...
Read MoreWhat to Know When Your Child Turns 18
Your Child is Turning 18: Handling Healthcare, Academics, and Finances Together As your child blows out the candles on their 18th birthday, you may still see your baby girl or boy. But in the eyes of the law your child is considered a...
Read More2023 Recap and 2024 Outlook: Key Events and What May Be in Store
As we get ready to turn the page on 2023 and welcome the new year with all its possibilities, we’d like to take some time to reflect on the year that was—the notable events, trends, and developments that defined our...
Read MoreTechnology Guide for Dementia Patients and Their Caregivers
If you or a loved one has been diagnosed with Alzheimer's disease or any other form of dementia, this can be an extremely challenging time. While promising new treatments are developing and research continues, a cure remains elusive....
Read MoreFinancial Missteps to Avoid During a Divorce
Divorce is one of the most stressful life events. Even the most amicable splits can be complicated and emotionally draining. We likely all know couples who have gone through divorce, and it can be a trying time for everyone involved....
Read MorePreparing for the Tax Cuts and Jobs Act Sunset at the End of 2025
While we haven’t yet said goodbye to 2023, it’s not too early to begin thinking about any tax changes that may be on the horizon. The Tax Cuts and Jobs Act (TCJA) of 2017 was designed to overhaul the federal tax code by...
Read MoreIdeas for a Virtual Holiday Party
Many of us have adapted to a world with remote team members and back-to-back Zoom calls with customers spread across the country, which certainly has its benefits. Nevertheless, one drawback is the difficulty of getting together in...
Read MoreThe Impact of SECURE 2.0 in 2024 and Beyond
SECURE 2.0: Changes Going Into Effect in 2024 Passed in 2019, the SECURE Act was the most substantial retirement legislation in over a decade. It contained important changes designed to help investors save more and be better prepared...
Read MoreA Year-End Financial Checklist
Time to Think About Year-End Financial Strategies As we roll into fall and the fourth quarter, now is a good time to pause and reflect on proactive ways to set up your finances for 2024. Economically speaking, we are now in a much...
Read MoreAI's Role in Shaping Our Tomorrow: A Look Ahead
While artificial intelligence (AI) is making headlines today, the concept of "thinking machines" can be traced back to ancient philosophers and mathematicians. The phrase artificial intelligence was first used in the mid-20th century,...
Read MoreTop 10 Questions High Net Worth Individuals Ask About Social Security
Social Security, the program you may have spent a lifetime paying into, is designed to offer stability, supplemental income, and other valuable benefits that can play a role in your overall financial strategy after you retire. We've...
Read MoreUnderstanding the September Effect: What It Is and Why It Happens
If you ask the average investor which month is the most volatile for the stock market, they will probably say October. It's a reasonable answer, but it's incorrect. Despite October's reputation for market-defining events like the...
Read MoreDon't Get Hooked: A Guide to Recognizing and Avoiding Phishing
As financial professionals, we understand how vital it is to safeguard your personal and financial information. Unfortunately, in our increasingly digital world, cybersecurity risks, such as phishing attacks, have become a prevalent...
Read MoreMoney Tips for Parents Sending Children Off to College
You’ve done a great job teaching your children vital life lessons and instilling values that will last a lifetime. As summer ends and a new school year begins, one thing that shouldn’t be overlooked, especially for...
Read MoreAttention Parents and Grandparents of College-Bound Students: FAFSA Gets an Overhaul
Changes are coming to the complicated form that students must submit to qualify for college financial aid, known as the Free Application for Federal Student Aid (FAFSA).The Department of Education is calling it the “most...
Read MoreThe 6 Biggest Mistakes DIY Investors Make and How to Avoid Them
IntroductionOver the last several months, I have met with quite a few self-proclaimed do-it-yourself (DIY) investors who, after struggling with the markets in 2022, approached me asking for a second opinion. Interestingly, almost every...
Read MoreHow the SECURE 2.0 Act Changed 529 Plans
Changes to 529 Plans in the SECURE 2.0 ActThe SECURE Act was initially passed by Congress at the end of 2019 and was intended to improve retirement savings opportunities. It was a big deal at the time and the most significant piece of...
Read MoreHealth Savings Accounts: Pros, Cons, and Retirement Considerations
What if your child needs braces? The cost may be as much as $6,000 for metal braces—more modern versions can run as much as $13,000. Your health insurance may cover only a portion of the cost. If you're well past the braces stage...
Read MoreTop 7 Most Common Estate Strategy Mistakes (and How to Avoid Them)
Getting your affairs in order and outlining what you want done with your estate after you’re gone is one of the greatest gifts you can leave your loved ones. However, not preparing for the transfer of your assets can lead to...
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Does ESG Investing Actually Achieve It's Stated Goal?
One of the hottest topics in the investment world is ESG investing. It stands for Environmental, Social and Governance investing. The large firms are dedicating large resources towards creating funds and portfolios to meet what they...
Read MoreNavigating the Costs of Senior Care: Tips for Preparing for Long-Term Care
Senior care costs can be overwhelming, particularly when long-term care is required due to illness or medical conditions. With the number of seniors in the U.S. expected to rise exponentially by 2030, it's crucial to be prepared for...
Read MoreLiving Trusts: Understanding the Basics and Key Considerations
Estate management can be a complex and daunting task for many people, but it’s a critical step in helping your assets get managed and distributed according to your wishes.One popular tool that can be used in estate strategies is...
Read MoreTrying to Time a Recession?
Economies move in cycles – always have, always willThe Federal Reserve has been steadily increasing interest rates in an attempt to slow the rate of inflation. Its efforts are yielding some results, although inflation remains...
Read MoreWhat Factors Have the Greatest Impact on Your Credit Score?
Fun fact: You probably have dozens of credit scores out there, and each one might be a different number.You’re probably familiar with a credit score, why it’s essential, and what it’s used for, but do you know how...
Read MoreImportant Financial Considerations to Make When Remarrying Later in Life
Discussing personal finances is important for any couple preparing for marriage. However, this topic can be more complicated for those who remarry later in life.If you’re remarrying later in life, one of your goals should be to...
Read MoreTop Considerations to Help Adult Children Be Better Prepared As You Age
As we get older, it’s important that our adult children are prepared to manage any aging-related situations that may arise. This includes everything from having to make medical and financial decisions to determining assisted...
Read MoreFed Decision—Aiming for Stability
Over the last two weeks, the banking system experienced stress not seen since the 2008 financial crisis. Today, the Fed raised the Fed Funds Rate by 0.25%. Fed Chairman Jerome Powell emphasized the resilience of the banking system...
Read MoreTips for Raising Financially Literate Children
Every parent wants the best for their children and strives to prepare them to lead a happy, healthy, and successful life. But, despite understanding the importance of financial responsibility, only 28 percent of parents speak to their...
Read MoreTransitioning to Medicare from Private Health Insurance Plans
Transitioning from Private Health Insurance Plans to MedicareAs you approach retirement age, you may be anticipating transitioning from your private insurance to Medicare, which is a federal health insurance program that provides...
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Healthy Business Practices for Entrepreneurs
Two roads diverged in a wood, and I— I took the one less traveled by, And that has made all the difference. -Robert Frost Starting your own business can be like having a baby — a very...
Read MoreThree Takeaways from 2022 and Preparing for a slowdown
Last year was an exceptional year, and not in a good way. There was no shortage of worries during the year from COVID-19, the Ukraine war, and the most central story of all: inflation and interest rates. In this edition of...
Read MoreThe Path of Inflation—It's All About That Base
Whether it's the price of bread, gasoline, or rent, we all feel inflation. As consumers, we often feel inflation differently than the Fed measures inflation. As the Federal Reserve has risen interest rates at an unprecedented...
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Merited Wealth Market Conversations - November 2022
Merited Wealth Market Conversations. As plenty may know, financial markets have been a source of fear and frustration for many. If you’re struggling to understand the current moment or looking for a clear market update, then...
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The Road to Independence
The Road to Independence The Steps To Starting Your Own RIA In the wealth management industry, the term “Independence” gets thrown around a lot. For the vast...
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The Pros and Cons of Being a Non-Profit
What is a Non-Profit?Non-profits refer to organizations like public charities, foundations, churches, fraternal groups, and chambers of commerce, which are built to address a social purpose. They encompass a broad range of structures...
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Understanding Homeowner's Insurance
What's CoveredPurchasing homeowner's insurance is not only critical for protecting your home, your personal property and against any potential liability, but if you have a mortgage, your lender will require it.A homeowner's insurance...
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Ready for a Recession
How To Prepare for RecessionWith fears of recession looming, everyone has the same thing on their mind: "how can I get through it?" If you're worried about what a recession may hold for you, then you're in luck because we're here to...
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China's Macro Situation
Recently, I began writing a newsletter where I cover global financial markets and other important topics. In my 4th post linked below, I cover China and its current macroeconomic situation. We tend to get biased coverage here in the U...
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Time to Partner Up!
How a partnership can helpA partnership can be extremely helpful when starting up or running a business. Have you ever heard the expression "two heads are better than one?" Well, that's exactly what a partnership is for! A partner...
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Keeping Up with Crypto: Stablecoins
(6 minute read)You’ve probably heard the word stablecoin being thrown around lately, but what is it, how is it different than other cryptocurrencies, and why has it been the talk of the town lately? We’ll be giving you...
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Taking the Leap! – How Anyone Can Start Their Own Business
(4 minute read)Starting a business is no easy task, especially if you feel like you just don’t have the time. That’s why we’re here to help you get started.Anytime Can Be The Best Time To Start A BusinessThere is no...
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How to Prepare to Sell Your Business, Stay on After the Sale, and Take Back Your Business When...
Selling your business can be very stressful. When considering selling, you need to think about not just the legal and financial aspects of a sale but also how it will affect you emotionally. After letting go of something you worked so...
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Changing Directions While Staying in the Same Profession
Regardless of how far along you are in your career, change is inevitable and sometimes even necessary. You might be considering changing professions altogether or just moving laterally. In recent years, many people have found the way...
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Health Insurance for the Self-Employed
If you are currently self-employed or plan to be soon, you need to know about the types of health insurance available to you. Entrepreneurs often find it challenging to find affordable plans that meet their healthcare needs. Plus, when...
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You Don’t Have to Sell Your Business to Be Financially Independent
Many people strive for financial independence. Being financially independent means, you can pay your expenses without having to work. Of course, you can still choose to work or not, but you can meet your financial obligations without...
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Beware of Investment Advice from Social Media "Fin-Fluencers"
When looking for financial advice and where to invest your hard-earned money, be careful about falling victim to the meme stock mania sweeping the financial markets right now.What is a Meme Stock?Meme stock mania was the start of...
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What is a Daily Money Manager and how can they help you!
No matter how old or young you are, and regardless of your financial situation, it is essential to learn how to manage your money correctly. Otherwise, you may end up in debt or more serious financial trouble.Money Management TipsOne...
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Raising an Entrepreneur
It’s never too early to learn about making money and being successful in business. By the time your kids reach the job market, the competition will be unimaginable; therefore, it’s essential to teach your kids how to be...
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Are You Taking the Time to Strategically Plan?
Business moves quickly, but if you aren’t taking the time to plan strategically, you could be missing out on vital opportunities or lose the gains you have achieved. Consider these steps to ensure you are doing the most to plan...
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End-of-Year Business Planning
Owning a business can be exciting but also stressful. The end of the year brings a lot of extra expenses such as bonuses, raises, and holiday gifts. In addition, clients tend to pay slower during the fourth quarter making things extra...
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Time to Think About Setting up a Retirement Plan at Work
To be competitive in today’s job market, you have to offer employees valuable benefits like a retirement plan to help them save for the future. Now is the time to think about setting up a retirement plan for your business.Why...
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The Price You Pay for College
The Price You Pay for College: An Entirely New Roadmap for the Biggest Financial Decision Your Family Will Ever MakeSending your kids off to college is a journey fraught with difficult emotions. One of the most significant stressors...
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The Education of an Entrepreneur
I remember when I was young my father used to take me with him to go make his weekly “collections.” We would drive to Dadeland and we would park right outside of the Dadeland Bank branch. Every 15 minutes or so, someone...
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I Had Five Days to Make One of the Most Important Decisions of My Life
By: Genna GrodinWith a new college application season fast approaching, I wanted to reflect on my rollercoaster experience as a high school senior. For background, I am a rising sophomore at The University of Florida (UF) who applied...
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What's Up With This Crypto Thing?
With the release of the Bitcoin whitepaper in 2008—under the alias of Satoshi Nakamoto—sprung the idea of the first cryptocurrency.[i] On January 9, 2009, the first Bitcoin transaction took place and gave life to the idea....
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To bring passion to your business does not require your business to be your passion.
It’s vital to figure out what your Life Passion is, but don’t let the flapping mouths say you need to build your business around it to find true happiness and reward. For me, my Life Passion is coaching, which comes in many...
Read MoreOpportunities and Strategies for Career Transition
I had the opportunity to sit down with my friend Wayne Hewett and give some thoughts and advice to those who may currently be going through a Career Transition. While there is a lot of uncertainty going on in the world right now, what...
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Mid-Air Course Changes, how to navigate a Career change.
I remember the day vividly when I knew I had to change what I was doing. I sat in a chair in the middle of my house watching my wife make dinner and my kids run around me. For 3 days I had been involved in the most disheartening...
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Potential Policy initiatives for 2021
Election 2020: Biden's Policy InitiativesPotential proposals and their legislative requirements.Now that several major news groups have projected Joe Biden the winner of the presidential election—and Congress appears divided with...
Read MoreMy Interview with JB and the Doctor!
I want to thank my friends over at JB and the Doctor for having me as the first guest on their show! I really enjoyed the time speaking with them and sharing some war stories and lessons learned from my years of doing it on my own. For...
Read MoreThe Business Case for Outsourced Investment Management
On September 25th, I was joined by two great professionals, Cammy Smith and Wayne Hewett, to discuss and make the case for Outsourced Investment Management. The utilization of investment partners to help enhance and grow Wealth...
Read MoreNavigating Turbulent times with Process and Planning.
On May 8th, I had the opportunity to make a presentation with my partners at Dimensional Fund Advisors to help discuss and put into perspective recent stock market volatility. Dimensional is known for the breadth and depth of their...
Read MoreHow much do you really know about Reverse Mortgages
My good friend Josh Blum and myself got a chance to sit down and present to the FPA of Miami on the the uses and importance of reverse mortgages.I personally learned a lot more about the topic and is truly something every single...
Read MoreLive Without Judgment
My good friend Alex Almazan and myself sat down with Maria Sentmanat to discuss the challenges the Pandemic has presented to her business and what she’s doing to work through these new challenges. Her passion and positivity...
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Never Let a Good Crisis Go To Waste
I hope you are managing as well as you can through these tough times. While this current environment will pass and our new normal will appear, it's hard to know what to and not to focus on as relevant information to act on now and in...
Read MoreNavigating the Cares Act. Today and 1 year from now.
On April 8th, I had the pleasure of presenting to the Worker’s Compensation Section of the Florida Bar on the new CARES act. I spoke to the new provisions regarding retirement plans and accessing qualified retirement savings,...
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Perspective, Patience and Perseverance.
I hope you and yours are staying safe. This is truly an unprecedented time in our history. While anxiety and uncertainty have dominated our headlines and emotions, we can start to lose perspective. As lines become longer at the grocery...
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