Blog
You are in Growth Mode, we are build for Growth Mode. What does that mean? Growth comes in so many shapes and sizes. Whether you are starting or growing your business or you are trying to organize and take your personal planning to the next level, growth comes in so many shapes and sizes. From time to time, we'll try to address some of the topics that we come across with our clients, ourselves personally or anything else you may be interested in to help you achieve your goals.
Living Trusts: Understanding the Basics and Key Considerations
Estate management can be a complex and daunting task for many people, but it’s a critical step in helping your assets get managed and distributed according to your wishes.One popular tool that can be used in estate strategies is...
Read MoreTrying to Time a Recession?
Economies move in cycles – always have, always willThe Federal Reserve has been steadily increasing interest rates in an attempt to slow the rate of inflation. Its efforts are yielding some results, although inflation remains...
Read MoreWhat Factors Have the Greatest Impact on Your Credit Score?
Fun fact: You probably have dozens of credit scores out there, and each one might be a different number.You’re probably familiar with a credit score, why it’s essential, and what it’s used for, but do you know how...
Read MoreImportant Financial Considerations to Make When Remarrying Later in Life
Discussing personal finances is important for any couple preparing for marriage. However, this topic can be more complicated for those who remarry later in life.If you’re remarrying later in life, one of your goals should be to...
Read MoreTop Considerations to Help Adult Children Be Better Prepared As You Age
As we get older, it’s important that our adult children are prepared to manage any aging-related situations that may arise. This includes everything from having to make medical and financial decisions to determining assisted...
Read MoreShow All
Fed Decision—Aiming for Stability
Over the last two weeks, the banking system experienced stress not seen since the 2008 financial crisis. Today, the Fed raised the Fed Funds Rate by 0.25%. Fed Chairman Jerome Powell emphasized the resilience of the banking system...
Read MoreTips for Raising Financially Literate Children
Every parent wants the best for their children and strives to prepare them to lead a happy, healthy, and successful life. But, despite understanding the importance of financial responsibility, only 28 percent of parents speak to their...
Read MoreTransitioning to Medicare from Private Health Insurance Plans
Transitioning from Private Health Insurance Plans to MedicareAs you approach retirement age, you may be anticipating transitioning from your private insurance to Medicare, which is a federal health insurance program that provides...
Read More
Healthy Business Practices for Entrepreneurs
Two roads diverged in a wood, and I— I took the one less traveled by, And that has made all the difference. -Robert Frost Starting your own business can be like having a baby — a very...
Read MoreThree Takeaways from 2022 and Preparing for a slowdown
Last year was an exceptional year, and not in a good way. There was no shortage of worries during the year from COVID-19, the Ukraine war, and the most central story of all: inflation and interest rates. In this edition of...
Read MoreThe Path of Inflation—It's All About That Base
Whether it's the price of bread, gasoline, or rent, we all feel inflation. As consumers, we often feel inflation differently than the Fed measures inflation. As the Federal Reserve has risen interest rates at an unprecedented...
Read More
Merited Wealth Market Conversations - November 2022
Merited Wealth Market Conversations. As plenty may know, financial markets have been a source of fear and frustration for many. If you’re struggling to understand the current moment or looking for a clear market update, then...
Read More
The Road to Independence
The Road to Independence The Steps To Starting Your Own RIA In the wealth management industry, the term “Independence” gets thrown around a lot. For the vast...
Read More
The Pros and Cons of Being a Non-Profit
What is a Non-Profit?Non-profits refer to organizations like public charities, foundations, churches, fraternal groups, and chambers of commerce, which are built to address a social purpose. They encompass a broad range of structures...
Read More
Understanding Homeowner's Insurance
What's CoveredPurchasing homeowner's insurance is not only critical for protecting your home, your personal property and against any potential liability, but if you have a mortgage, your lender will require it.A homeowner's insurance...
Read More
Ready for a Recession
How To Prepare for RecessionWith fears of recession looming, everyone has the same thing on their mind: "how can I get through it?" If you're worried about what a recession may hold for you, then you're in luck because we're here to...
Read More
China's Macro Situation
Recently, I began writing a newsletter where I cover global financial markets and other important topics. In my 4th post linked below, I cover China and its current macroeconomic situation. We tend to get biased coverage here in the U...
Read More
Time to Partner Up!
How a partnership can helpA partnership can be extremely helpful when starting up or running a business. Have you ever heard the expression "two heads are better than one?" Well, that's exactly what a partnership is for! A partner...
Read More
Keeping Up with Crypto: Stablecoins
(6 minute read)You’ve probably heard the word stablecoin being thrown around lately, but what is it, how is it different than other cryptocurrencies, and why has it been the talk of the town lately? We’ll be giving you...
Read More
Taking the Leap! – How Anyone Can Start Their Own Business
(4 minute read)Starting a business is no easy task, especially if you feel like you just don’t have the time. That’s why we’re here to help you get started.Anytime Can Be The Best Time To Start A BusinessThere is no...
Read More
How to Prepare to Sell Your Business, Stay on After the Sale, and Take Back Your Business When...
Selling your business can be very stressful. When considering selling, you need to think about not just the legal and financial aspects of a sale but also how it will affect you emotionally. After letting go of something you worked so...
Read More
Changing Directions While Staying in the Same Profession
Regardless of how far along you are in your career, change is inevitable and sometimes even necessary. You might be considering changing professions altogether or just moving laterally. In recent years, many people have found the way...
Read More
Health Insurance for the Self-Employed
If you are currently self-employed or plan to be soon, you need to know about the types of health insurance available to you. Entrepreneurs often find it challenging to find affordable plans that meet their healthcare needs. Plus, when...
Read More
You Don’t Have to Sell Your Business to Be Financially Independent
Many people strive for financial independence. Being financially independent means, you can pay your expenses without having to work. Of course, you can still choose to work or not, but you can meet your financial obligations without...
Read More
Beware of Investment Advice from Social Media "Fin-Fluencers"
When looking for financial advice and where to invest your hard-earned money, be careful about falling victim to the meme stock mania sweeping the financial markets right now.What is a Meme Stock?Meme stock mania was the start of...
Read More
What is a Daily Money Manager and how can they help you!
No matter how old or young you are, and regardless of your financial situation, it is essential to learn how to manage your money correctly. Otherwise, you may end up in debt or more serious financial trouble.Money Management TipsOne...
Read More
Raising an Entrepreneur
It’s never too early to learn about making money and being successful in business. By the time your kids reach the job market, the competition will be unimaginable; therefore, it’s essential to teach your kids how to be...
Read More
Are You Taking the Time to Strategically Plan?
Business moves quickly, but if you aren’t taking the time to plan strategically, you could be missing out on vital opportunities or lose the gains you have achieved. Consider these steps to ensure you are doing the most to plan...
Read More
End-of-Year Business Planning
Owning a business can be exciting but also stressful. The end of the year brings a lot of extra expenses such as bonuses, raises, and holiday gifts. In addition, clients tend to pay slower during the fourth quarter making things extra...
Read More
Time to Think About Setting up a Retirement Plan at Work
To be competitive in today’s job market, you have to offer employees valuable benefits like a retirement plan to help them save for the future. Now is the time to think about setting up a retirement plan for your business.Why...
Read More
The Price You Pay for College
The Price You Pay for College: An Entirely New Roadmap for the Biggest Financial Decision Your Family Will Ever MakeSending your kids off to college is a journey fraught with difficult emotions. One of the most significant stressors...
Read More
The Education of an Entrepreneur
I remember when I was young my father used to take me with him to go make his weekly “collections.” We would drive to Dadeland and we would park right outside of the Dadeland Bank branch. Every 15 minutes or so, someone...
Read More
I Had Five Days to Make One of the Most Important Decisions of My Life
By: Genna GrodinWith a new college application season fast approaching, I wanted to reflect on my rollercoaster experience as a high school senior. For background, I am a rising sophomore at The University of Florida (UF) who applied...
Read More
What's Up With This Crypto Thing?
With the release of the Bitcoin whitepaper in 2008—under the alias of Satoshi Nakamoto—sprung the idea of the first cryptocurrency.[i] On January 9, 2009, the first Bitcoin transaction took place and gave life to the idea....
Read More
To bring passion to your business does not require your business to be your passion.
It’s vital to figure out what your Life Passion is, but don’t let the flapping mouths say you need to build your business around it to find true happiness and reward. For me, my Life Passion is coaching, which comes in many...
Read MoreOpportunities and Strategies for Career Transition
I had the opportunity to sit down with my friend Wayne Hewett and give some thoughts and advice to those who may currently be going through a Career Transition. While there is a lot of uncertainty going on in the world right now, what...
Read More
Mid-Air Course Changes, how to navigate a Career change.
I remember the day vividly when I knew I had to change what I was doing. I sat in a chair in the middle of my house watching my wife make dinner and my kids run around me. For 3 days I had been involved in the most disheartening...
Read More
Potential Policy initiatives for 2021
Election 2020: Biden's Policy InitiativesPotential proposals and their legislative requirements.Now that several major news groups have projected Joe Biden the winner of the presidential election—and Congress appears divided with...
Read MoreMy Interview with JB and the Doctor!
I want to thank my friends over at JB and the Doctor for having me as the first guest on their show! I really enjoyed the time speaking with them and sharing some war stories and lessons learned from my years of doing it on my own. For...
Read MoreThe Business Case for Outsourced Investment Management
On September 25th, I was joined by two great professionals, Cammy Smith and Wayne Hewett, to discuss and make the case for Outsourced Investment Management. The utilization of investment partners to help enhance and grow Wealth...
Read MoreNavigating Turbulent times with Process and Planning.
On May 8th, I had the opportunity to make a presentation with my partners at Dimensional Fund Advisors to help discuss and put into perspective recent stock market volatility. Dimensional is known for the breadth and depth of their...
Read MoreHow much do you really know about Reverse Mortgages
My good friend Josh Blum and myself got a chance to sit down and present to the FPA of Miami on the the uses and importance of reverse mortgages.I personally learned a lot more about the topic and is truly something every single...
Read MoreLive Without Judgment
My good friend Alex Almazan and myself sat down with Maria Sentmanat to discuss the challenges the Pandemic has presented to her business and what she’s doing to work through these new challenges. Her passion and positivity...
Read More
Never Let a Good Crisis Go To Waste
I hope you are managing as well as you can through these tough times. While this current environment will pass and our new normal will appear, it's hard to know what to and not to focus on as relevant information to act on now and in...
Read MoreNavigating the Cares Act. Today and 1 year from now.
On April 8th, I had the pleasure of presenting to the Worker’s Compensation Section of the Florida Bar on the new CARES act. I spoke to the new provisions regarding retirement plans and accessing qualified retirement savings,...
Read More
Perspective, Patience and Perseverance.
I hope you and yours are staying safe. This is truly an unprecedented time in our history. While anxiety and uncertainty have dominated our headlines and emotions, we can start to lose perspective. As lines become longer at the grocery...
Read More