When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content 3 Ways to Save Without Tax Deferral Tax deferral versus tax-efficient vehicles like Roth 4019k)s, Roth IRAs and Life Insurance. The Why, What and How of Life Insurance The Why, What and How of Life Insurance The Value of Insuring Against Life’s Risks Building wealth requires protection from the forces of wealth destruction.